No worries. Start your research now. You don’t know what you don’t know. 💡
Don’t start by looking at houses or condos. Instead start by connecting with a lender. A lender will let you know what you need to do to qualify for a mortgage. It’s not necessarily that you need to make more money. Perhaps you need to eliminate some debt (not necessarily all of it either!), or improve your credit score (are your credit reports accurate?). A lender can look into that for you to give you advice that is personalized to you. There are also many first-time homebuyer programs available to assist with down payments.
I also have lots of personally written valuable information for homebuyers and home sellers on my website. My article on improving your credit score was from my personal experience. In fact, I recently went to a class on this topic from a big-name banker and I could have taught the class myself!
Contact me directly if you have any questions!